Online payment by credit card: new "3D Secure" security standard
The two credit card networks Visa and Mastercard / Maestro have developed a standard for their cardholders: the 3D Secure standard, which is added to the security standard by secure transfer SSL via HTTPS.
3D Secure : what is it?
It is an international solution making it possible to secure card payments on the internet thanks to the buyer's authentication during payment. This solution concerns CB, Mastercard and Visa cards.
3D Secure : why?
Electronic commerce on the Internet is growing enormously and payment security needs to be strengthened in order to prevent possible fraud and further increase confidence in card payment. the banks have adopted and implemented an Internet payment security solution based on the "3D Secure" protocol developed by Visa (Verified by Visa) and Mastercard (Mastercard SecureCode)
With this solution, the customer's bank authenticates the cardholder when he pays on a merchant website.
3D Secure : how does it work?